| Portfolio Performance | | | |
| Long-Term "Retirement Advisor" Model Portfolio Performance | ||
| The Retirement Advisor Model Portfolio Name | Dollar Value on 8/31/2008 | Percent Increase |
| Aggressive Growth and Income Model Portfolio 1 Initial Value of $200,000 on 1/1/2007 | $208,065 | 4.0% |
| Moderate Growth and Income Model Portfolio 2 Initial Value of $200,000 on 1/1/2007 | $213,219 | 6.6% |
| Conservative Capital Preservation Model Portfolio 3 Initial Value of $200,000 on 1/1/2007 | $222,454 | 11.2% |
Model Portfolios 2007 Results:
The Retirement Advisor Aggressive Growth and Income Model Portfolio 1 , designed for someone approaching retirement who is interested in a portfolio allocation designed to provide income and capital appreciation while avoiding excessive risk, gained 9.52% in 2007, its first year of existence. This portfolio was 50% in stock index funds and 50% in fixed income index funds (or ETF equivalents.) It benefited greatly from TIPS for inflation protection which we feel allows a lower allocation to equities and a 4% withdrawal rate.
The Retirement Advisor Moderate Growth and Income Model Portfolio 2 , designed for someone who has retired and seeks to maintain their current standard of living, even with inflation, gained 8.48% in 2007, its first year of existence. This portfolio was 30% in stock index funds and 70% in fixed income index funds (or ETF equivalents.) It benefited greatly from TIPS for inflation protection
The Retirement Advisor Conservative Capital Preservation Model Portfolio 3 , designed for someone in the later stages of retirement who wants to avoid any losses in their portfolio and who does not need a lot of inflation protection, gained 8.32% in 2007, its first year of existence. This portfolio was 100% in fixed income index funds (or ETF equivalents.) It benefited greatly from TIPS for inflation protection.
