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We no longer publish The Retirement Advisor. Our last issue was published in December 2016 ending ten years of market beating performance.

Retirement Advisor Newsletter Replacement Portfolio


Thursday, September 04, 2008

August 2008 Portfolio Performance

Portfolio Performance


Long-Term "Retirement Advisor" Model Portfolio Performance
The Retirement Advisor Model Portfolio NameDollar Value
on 8/31/2008
Percent
Increase
Aggressive Growth and Income Model Portfolio 1
Initial Value of $200,000 on 1/1/2007
$208,0654.0%
Moderate Growth and Income Model Portfolio 2
Initial Value of $200,000 on 1/1/2007
$213,2196.6%
Conservative Capital Preservation Model Portfolio 3
Initial Value of $200,000 on 1/1/2007
$222,45411.2%

Model Portfolios 2007 Results:

The Retirement Advisor Aggressive Growth and Income Model Portfolio 1 , designed for someone approaching retirement who is interested in a portfolio allocation designed to provide income and capital appreciation while avoiding excessive risk, gained 9.52% in 2007, its first year of existence. This portfolio was 50% in stock index funds and 50% in fixed income index funds (or ETF equivalents.) It benefited greatly from TIPS for inflation protection which we feel allows a lower allocation to equities and a 4% withdrawal rate.

The Retirement Advisor Moderate Growth and Income Model Portfolio 2 , designed for someone who has retired and seeks to maintain their current standard of living, even with inflation, gained 8.48% in 2007, its first year of existence. This portfolio was 30% in stock index funds and 70% in fixed income index funds (or ETF equivalents.) It benefited greatly from TIPS for inflation protection

The Retirement Advisor Conservative Capital Preservation Model Portfolio 3 , designed for someone in the later stages of retirement who wants to avoid any losses in their portfolio and who does not need a lot of inflation protection, gained 8.32% in 2007, its first year of existence. This portfolio was 100% in fixed income index funds (or ETF equivalents.) It benefited greatly from TIPS for inflation protection.