| Long-Term "Retirement Advisor" Model Portfolio Performance | ||
| The Retirement Advisor Model Portfolio Name | Dollar Value on 9/30/2008 | Percent Increase |
| Aggressive Growth and Income Model Portfolio 1 Initial Value of $200,000 on 1/1/2007 | $194,840 | (2.6%) |
| Moderate Growth and Income Model Portfolio 2 Initial Value of $200,000 on 1/1/2007 | $203,163 | 1.6% |
| Conservative Capital Preservation Model Portfolio 3 Initial Value of $200,000 on 1/1/2007 | $216,246 | 8.1% |
| DJIA 12,501.52 on 1/1/2007 | $10,851 | (13.2%) |
Model Portfolios 2007 Results:
The Retirement Advisor Aggressive Growth and Income Model Portfolio 1 , designed for someone approaching retirement who is interested in a portfolio allocation designed to provide income and capital appreciation while avoiding excessive risk, gained 9.52% in 2007, its first year of existence. This portfolio was 50% in stock index funds and 50% in fixed income index funds (or ETF equivalents.) It benefited greatly from TIPS for inflation protection which we feel allows a lower allocation to equities and a 4% withdrawal rate.
The Retirement Advisor Moderate Growth and Income Model Portfolio 2 , designed for someone who has retired and seeks to maintain their current standard of living, even with inflation, gained 8.48% in 2007, its first year of existence. This portfolio was 30% in stock index funds and 70% in fixed income index funds (or ETF equivalents.) It benefited greatly from TIPS for inflation protection
The Retirement Advisor Conservative Capital Preservation Model Portfolio 3 , designed for someone in the later stages of retirement who wants to avoid any losses in their portfolio and who does not need a lot of inflation protection, gained 8.32% in 2007, its first year of existence. This portfolio was 100% in fixed income index funds (or ETF equivalents.) It benefited greatly from TIPS for inflation protection.
