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Wednesday, March 24, 2010

Health Care Reform

Regardless of your politics and where you stand on the new health insurance legislation, since it has passed here is how health insurance reform will expand coverage this year:

1. Children with pre-existing conditions can no longer be denied health insurance coverage.

2. Health care plans will allow young people to remain on their parents' insurance policy up until their 26th birthday.

3. Insurance companies will be banned from dropping people from coverage when they get sick, and they will be banned from implementing lifetime caps on coverage.

4. Restrictive annual limits on coverage will be banned for certain plans.

5. Adults who are uninsured because of pre-existing conditions will have access to affordable insurance through a temporary subsidized high-risk pool.

We will be covering how the new health plan impacts individuals approaching or in retirement in coming newsletters. We invite you to see how well The Retirement Advisor's Model Portfolios have done by examining our newsletter. Visit our web site where you can download a free issue with instructions on how to subscribe. Subscribers are able to obtain all of our back issues at no extra cost.

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